Losing my MOM

November 2024

At 66 years old, my mother left this world.

She owned her home, which still had a mortgage, and lived by herself, keeping her financial affairs private. 

She had four grown children, the youngest being 32 years old and the oldest 41 years old. When her children learned she had passed, no one knew what to do!

Calling the funeral homes, learning the process, and the costs associated with every quick decision that needed to be made. The private viewing, service, flowers, casket, burial, grave marker, permit, death certificates, mortgage payments, Electricity, Insurance, her dog expenses, and so much more. ....the costs continued to add up!

Where would the funds come from?

Who would pay for the costs?

My family found a life insurance policy & beneficiary, and we submitted a claim. Her life policy was paid out within days. The other accounts took weeks or months to get in touch with someone and complete the paperwork.

Lessons were learned. Although no one wants to say "see you later" to a loved one, please be sure to leave them with enough funds to say "see you later" the way they would want to.